Home Improvement Program
Loans to help homeowners repair and improve their homes to maintain value, add value, or make a home safer and more accessible. Some eligible uses include:
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HVAC
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Roof
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Replacing doors/windows
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Structural repairs
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Accessibility features
Eligibility & Requirements
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Loan Amount from $5,000-$35,000
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Income up to 120% of the Area Median Income
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Loan terms (180-month term), up to 120% AMI: 5% fixed
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Owner occupied properties located in Tennessee
Additional Requirements
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One estimate is required for repairs under $10,000
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Two estimates are needed for repairs over $10,000
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Completion of Post-Purchase Education through eHome America