Home Buyers and Owners

How We Help

Limited-income Tennesseans can access the dream of homeownership with the aid of The Housing Fund’s three major lending products: Down Payment Assistance, the Community Land Trust, and Shared Equity.

Current homeowners needing assistance with preserving or restoring their property can be assisted through a property-tax-relief grant, or an affordable loan to fund repairs or renovations.

Down Payment Assistance

The Housing Fund provides Down Payment Assistance loans to help homebuyers throughout Tennessee become homeowners (to include resources for down payments, prepaids, and closing costs).

Shared Equity

The Housing Fund partners with our investors to provide a no-cost, due-on-sale loan covering up to 25% of a home’s purchase price for limited-income buyers. THF also acquires affordable properties statewide to sell for Shared Equity homeownership.

Home Improvement Loans

The Housing Fund offers affordable home-improvement loans to low- and moderate-income homeowners, including for energy-saving retrofits.

Community Land Trust

In partnership with Metro-Nashville Government, the Community Land Trust helps limited-income Nashvillians own homes and build generational wealth by creating permanently-affordable housing. THF ensures these properties will remain affordable for generations to come.

Property Tax Relief

In the wake of a significant tax increase in 2021, The Housing Resiliency Fund, powered by Amazon, was established to provide property-tax relief to low and moderate-income homeowners and landlords throughout Nashville-Davidson County.

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