Working to Create A Better Tennessee For All
Through our various loan products and educational programs, we strive to make affordable housing and healthy communities available for all Tennesseans.
Call us today to learn more! (615) 780-7000
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A Message From Our CEO Marshall Crawford
New Home Owners in 2019
Total Dollars Leveraged in Millions
The Housing Fund Priorities
The Housing Fund provides resources and creative leadership to help individuals and communities create and maintain affordable and healthy places in which low and moderate income people live. Click on the links below to explore our initiatives.
The Housing Fund CARES
THF has received money from the CARES Act to help homeowners and renters who are struggling to pay their mortgages/rent and utilities get caught up. These funds do not have to be paid back. To receive these funds, you must verify the status of your mortgage payment or rent, your utilities, sign a grant agreement, and enroll in and take a money management course through eHome America.
Frequently Asked Questions
DOES THF EVER ALLOW FOR RATIOS TO EXCEED 45%?
No. We encourage those whose ratios exceed these to apply if interested. Sometimes we look at income differently than the first mortgage lender and we may be able to help.
DO I HAVE TO HAVE GOOD CREDIT TO APPLY?
THF makes all decisions regarding who might be eligible for our loans. Having a good payment history is an important part of that decision. You can find a list of some of the most important aspects of “good credit” on the “info for lenders” tab.
DO YOU PROVIDE DEVELOPMENT LOANS FOR ACQUISITION ONLY?
Yes. In addition, loans are made for Acquisition Rehab, Acquisition New Construction, Rehab, and New Construction..
DO YOU PROVIDE RENTAL ASSISTANCE?
No. We recommend contacting either MDHA or THDA for Section 8 assistance.