The Housing Fund is raising dollars to help create and preserve affordable housing across Tennessee, and we need your help. Would you consider donating to support our cause?
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A Message From Our CEO Marshall Crawford
New Home Owners in 2020
Total Dollars Leveraged in Millions
The Housing Fund Priorities
The Housing Fund provides resources and creative leadership to help individuals and communities create and maintain affordable and healthy places in which low and moderate income people live. Click on the links below to explore our initiatives.
Introducing The Housing Resiliency Fund
Generously supported by a grant from Amazon.
The Power of 10
The Power of 10 is an initiative with an intentional focus to provide resources to individuals and communities impacted by recent economic conditions. A partnership of at least 10 organizations and institutions are committed to serving more than 100 families to maintain and preserve 1,000 properties by providing grants up to $10,000 with an initial investment of $100,000 to leverage $1,000,000.
Frequently Asked Questions
DOES THF EVER ALLOW FOR RATIOS TO EXCEED 45%?
No. We encourage those whose ratios exceed these to apply if interested. Sometimes we look at income differently than the first mortgage lender and we may be able to help.
DO I HAVE TO HAVE GOOD CREDIT TO APPLY?
THF makes all decisions regarding who might be eligible for our loans. Having a good payment history is an important part of that decision. You can find a list of some of the most important aspects of “good credit” on the “info for lenders” tab.
DO YOU PROVIDE DEVELOPMENT LOANS FOR ACQUISITION ONLY?
Yes. In addition, loans are made for Acquisition Rehab, Acquisition New Construction, Rehab, and New Construction..
DO YOU PROVIDE RENTAL ASSISTANCE?
No. We recommend contacting either MDHA or THDA for Section 8 assistance.