Welcome to
The Housing Fund

The Housing Fund provides resources and creative leadership to help individuals and communities create and maintain affordable, healthy places in which low- and moderate-income people live.

Community Land Trust

Created in partnership with the Metropolitan Housing Trust Fund Commission, the goal of The Housing Fund’s CLT is to build permanent, affordable housing for limited-income families in the Nashville area.

Inclusive, Safe, and Healthy Communities

By deploying assets that create access to equitable and affordable housing, limited-income Tennesseans are able to take advantage of the long-term stability and opportunity that homeownership provides.

The Housing Fund also provides grant resources to preserve housing and homeownership, and is a thought-leader in the affordable housing space, providing creative solutions as Tennessee communities confront the pressures of growth.

What People Say

I grew up in a family that lacked resources and never even knew that organizations like The Housing Fund existed. Now I get excited to see them change people’s lives in ways that will carry on to future generations. The Housing Fund’s investments in homeownership are building a brighter tomorrow for our communities. I’m humbled to be their partner.

For over 25 years, The Housing Fund has played a critical role in the discussion and activity around affordable housing. Always important, affordable housing has become an even more critical issue with the greater-Nashville area’s explosive growth. THF has been the hub connecting policy makers, financial institutions, developers, and most importantly, homebuyers.

I've enjoyed serving on THF's Board because by doing so, I'm able to make a difference in increasing affordable housing in Tennessee. Since I've been on the Board, we've financed various projects in partnership with Habitat for Humanity of Greater Nashville; and Amazon’s investment in The Housing Resiliency Fund makes me proud that THF is recognized as an organization that can get the job done expediently.

It's been amazing to see how THF’s CEO, Staff and Board have stepped up to meet Tennessee's affordable housing crisis head-on. The lending that creates affordable homes and communities, the mortgages provided directly to families, the partnerships with corporate, finance, and government sectors, and the innovative programs—ALL are praiseworthy achievements. I truly believe THF's ingenuity and creativity will propel its success for many decades to come.

The Housing Fund’s impact on Tennessee’s need for affordable communities is a leading catalyst for others to join this missional purpose to serve limited-income families. Having served in this space for over 25 years, THF’s leadership & staff continue to develop direct-lending and supportive programs to meet the ever-changing needs of homeownership. THF’s programs bring truth to homeownership that was once unattainable for our clients: The freedom that creates for families is what allows them to live out their purpose. Pinnacle Financial Partners dedicate resources—both personnel and capital—to this purpose, with intentionality to help deliver on these important community needs.

We Deploy Assets that Create Access to Quality Affordable Housing.

Since our incorporation in 1996, The Housing Fund has assisted over 4,400 first-time homebuyers to receive over $37 million in down payment assistance loans, as well as provided more than $89 million in financing to assist individuals and organizations in the purchase, rehabilitation, or construction of homes for limited-income individuals and families. THF has lent over $110 million, which has leveraged more than $654 million in private financing for 7,000+ units of healthy housing.

What’s going on at THF?

Subscribe for updates via our newsletter below!

Welcome to The Housing Fund

Current Clients

Homebuyers

Realtors & Lenders