Partners and Investors

We Help to Create Inclusive Communities

The Housing Fund can help meet your bank’s strategic goals around inclusive finance and economic empowerment for people and community. As a nonprofit CDFI, we support partner financial institutions throughout Tennessee by deploying capital for underserved borrowers and communities, and by helping traditional lenders meet their requirements under the Community Reinvestment Act.

What’s a CDFI? Opportunity often starts with access to capital through loans. Since 1973, Community Development Financial Institutions have worked for economic, social, and racial justice. Unlike traditional banks, CDFIs specialize in lending to under-resourced individuals, organizations, communities and businesses, while also offering their clients access to financial education and affordable loans to help build economic potential and generational wealth. The Housing Fund is a revolving-loan CDFI focused on providing fair, responsible lending products to individuals and communities that the mainstream financial sector traditionally has not reached. Where conventional lenders see risk, a CDFI like THF will see opportunity.

Thank you to The Housing Fund’s partners and investors for their commitment to building and retaining affordable housing throughout Tennessee. Your support is greatly appreciated.

Financial Institutions

Private and Public Partners

Become a THF Investor

For lenders interested in partnering with The Housing Fund to meet Community Reinvestment Act (CRA) requirements, contact our President & CEO Marshall Crawford: mcrawford@thehousingfund.org.

A Lasting Impact

The Housing Fund can help traditional lenders and other partners (government, nonprofit) to foster inclusive growth by driving positive change in the realm of affordable housing and economic empowerment.

Since 1996, THF has assisted over 4,400 first-time homebuyers to receive more than $37 million in down-payment assistance loans, as well as provided more than $89 million in financing to assist over 3,200 individuals and organizations for the purchase, rehabilitation, or construction of homes for low-to-moderate income families.

What People Say

First Horizon values The Housing Fund and our partnership to solve for affordable housing and homeownership. Some key pillars we stand under at First Horizon include: Reliability, Relationship Focused, and Relevancy. THF’s commitment to boost and retain these pillars is so evident. Their dedication to being a reliable resource for our community is second-to-none. This dedication is key to keeping a relevant presence in the ever-changing complexities of affordable housing.”

Wilson Bank & Trust is committed to meeting the needs of every community we serve, and one of the best ways we can help individuals in Middle Tennessee is to assist them with purchasing a home. The Housing Fund’s mission to ‘create and maintain affordable, healthy places in which low- and moderate-income people live’ is an important need in each of the communities we serve–we’re thankful for the opportunity to invest in such a great organization making a difference in the lives of so many individuals and communities.

I grew up in a family that lacked resources and never even knew that organizations like The Housing Fund existed. Now I get excited to see them change people’s lives in ways that will carry on to future generations. The Housing Fund’s investments in home ownership are building a brighter tomorrow for our communities. I’m humbled to be their partner.

Resources & Creative Leadership

Since 1996 The Housing Fund has been committed to serving Tennessee communities, and making housing affordable for limited-income individuals and families. Guided by our founding mission, we continue to respond to social and systemic challenges, and advocate for sustainable, inclusive growth and safe, healthy communities for all.