Celebrating 25 Years

Join us as we celebrate 25 years of creating and sustaining affordable housing opportunities across Tennessee.


Our Anniversary Sponsors

Regions Bank, Truist Financial, Market Street Enterprises, Elmington Captial, Reno & Cavanaugh, F&M Bank, KraftCPAs


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The Housing Fund’s History


Nashville Housing Fund (NHF) is founded. With the investment of local banks to support a new affordable housing loan fund, NHF begins down payment assistance.


NHF receives Low Income Housing Tax Credits from the State for the development of Laurel House, a mixed-use development containing affordable housing units. Construction begins in the newly created Gulch Redevelopment District.


Laurel House receives the 2004 Project of Excellence Award by Urban Land Institute and is home to NHF’s new office. The organization expands its reach by offering development loan services to the surrounding counties of Metropolitan Nashville and changes its name to The Housing Fund (THF).


THF leads a flood recovery program distributing over $13 million in federal disaster relief to homeowners impacted by the devastation of Nashville’s historic flood, and authors an application for $30 million in Neighborhood Stabilization Program funding from the U.S. Department of Housing and Urban Development.


THF expands its mission and products to meet broader community development financing needs and receives a $1.3 million CDFI Fund award to assist homeowners with energy-saving retrofit and repair projects and to develop real estate based loan programs for community facilities and neighborhood businesses.


THF receives statewide FHA certification and begins offering homebuyer assistance programs throughout Tennessee. In partnership with the City of Nashville, THF assumes stewardship of properties owned by The Community Land Trust to secure affordable housing and lasting shared assets on behalf of Middle Tennessee’s community.


With a $2.25 million grant from Amazon, THF launches the Housing Resiliency Fund, a program designed to protect existing homeowners in Nashville who may be at risk of losing their property due to an increase in property taxes.


Rename Laurel House as “Owens Place on Laurel.”

The Housing Fund’s Impacts

Million Dollars

In down payment assistance loans.

Million Dollars

In financing to assist individuals and organizations to purchase, rehabilitate, or construct homes for low- and moderate-income families.

Million Dollars

THF has lent over $80 million total.

Million Dollars

Million dollars in private financing.


With this financing, we have created 5400 affordable housing units.

In Their Own Words

“I enjoy serving on The Housing Fund Board because by doing so I am able to make a difference in increasing affordable housing in Tennessee, particularly Nashville and the surrounding counties. Since I have been on the Board the financing of the various projects with Habitat for Humanity in both Davidson and Williamson counties. The current administration of the Amazon grant makes me proud that THF has been recognized as an organization that can get the job done expediently.”

Ronald Crutcher

Board of Directors

“Today, I am extremely proud of the board, the staff, and particularly our President/CEO, Marshall Crawford. Marshall has made a huge impact since being onboard as THF’s leader. This statement is not made lightly. With his leadership, THF is once again sought out and well respected in the communities we serve and the organizations we partner with. We are involved in activities that relate to our focus, as we are asked to participate on panels, boards and on committees that make an impact on decisions made throughout our communities regarding affordable housing and economic stability. We are financially sound and have attracted the attention of major partners as Amazon, who believes in our mission and our organization.”

Tyane Powell

Board of Directors

“For the past 25 years, The Housing Fund has played a critical role in the discussion and activity around affordable housing. Always important, affordable housing has become an even more critical issue with the explosive growth in Nashville and surrounding area. The Housing Fund has been the hub connecting policy makers, financial institutions, developers and, most important, home buyers. It is a real honor to serve on the board with my fellow board members and the staff of The Housing Fund.”

Keith Miles

Board of Directors

“As a newly appointed Community Development Officer, The Housing Fund was the first equity investment that I worked with when it was created 25 years ago. Over the years, it has been great to see the organization become a leading catalyst for affordable housing development and homeownership. The organization continues to adapt to changes in the housing industry and continues to provide quality housing for families. It has been my privilege to partner with the organization and serve on the Board.”

Latrisha Jemison

Board of Directors

“Affordable housing is a passion of mine, and there is such a big need in Nashville.  By serving on the board of The Housing Fund, it allows me to be part of the solution to the affordable housing crisis… I think I’m most proud that The Housing Fund is still here and making a huge impact in the community.  Several years ago, there was discussion about whether or not it made sense to continue The Housing Fund after changes in leadership. But, here we are, better than ever.”

Amy Broadwater

Board Secretary - Treasurer

Get In Touch

Contact Us:

Mailing address: PO Box 657

Madison, TN 37116

Physical location:
1009 Gallatin Pike S
Madison, TN 37115

(615) 780-7000