Home Improvement Program (HIP)

Home Improvement Program (HIP)
Keeping your home safe, efficient, and comfortable

The Housing Fund provides loans of up to $35,000 to help homeowners repair and improve their homes to protect the value of the home and enhance its’ safety, usefulness and health.

Counties Nashville-Davidson Montgomery Maury All other counties
Minimum/Maximum Amount $5,000/$35,000
Interest Rate



Term of Loan <$10,000–120 months
>$10,000–180 months
Monthly payment will not be less than $50
Income Guidelines Click Here Click Here Click Here      Please Call

Other things to Know:

• Home must be the borrower/owner’s primary residence
• The Housing Fund uses credit standards and underwriting guidelines to make a loan determination
• Two estimates from TN licensed contractors are required
• There is a $500 processing fee


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