Commercial/Community Facilities Lending


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Neighborhood Commercial/Community Facilities

The Housing Fund’s Development Loan Program provides financing to nonprofit and for
profit developers for mixed use and other non-residential projects that contribute to the development of low and moderate income (LMI) neighborhoods.

1005772_606043659427214_2036730909_nWe have partnered with charter schools, day care centers, fashion design studios, churches, and retail businesses.

Community development projects are encouraged to meet certain criteria as it applies to Low to Moderate Income (LMI) individuals or geographic areas:

Counties All counties in the Middle Tennessee MSA
Interest Rate Interest rates vary by project and developer type
LTV/LTC THF will lend up to 90% of cost or 80% of value, whichever is less.
Terms Payment Schedules and terms may be flexible to accommodate project requirements.

Purpose Prep Computers

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Other Things to Know:

• Community development projects are encouraged to meet one or more of the following criteria as it applies to LMI individuals or geographic areas:

  • Supporting permanent job creation or retention
  • Provide services such as health, education, day care, or social services
  • Provide neighborhood revitalization by acquiring/renovating distressed properties in LMI Census Tracts

• The Housing Fund begins the underwriting process upon receiving a completed Development Loan Application as well as the items requested on said application.

Get In Touch

Contact Us:

Mailing address: PO Box 657

Madison, TN 37116

Physical location:
1009 Gallatin Pike S
Madison, TN 37115

(615) 780-7000