Counseling and Consulting

The Housing Fund offers Counseling and Consulting services to individuals, non-profits, and for-profit developers.

On-Line Homebuyer Education 

The Housing Fund is pleased to announce that we are now allowing On-line Homebuyer Education through eHome America when combined with a 1 hour One-on-One counseling session for all clients wishing to use a variety of Downpayment Assistance Loan Programs.

Steps for On-Line Education:

1. Register and Complete the On-Line Education through eHome America using this link: .  There is a one-time charge of $99 for the pre-purchase course.    If you are using the THDA Great Choice HHF-DPA Program, post-purchase education is also required, and the charge for this portion is $50 (for a total cost of $149).  There is no fee for the One-On-One counseling session.

2. Once you have registered,  call Angela Belcher at (931) 572-8454 so your counseling session can be scheduled (Walk-in clients will not be accepted).  An appropriate amount of time will be given for you to complete the education prior to the counseling.

3. After the on-line education is complete, and the counseling session is finished, the counseling agency will provide your certification of completion.

Homebuyer Education–In person Classroom setting

The Housing Fund is a NeighborWorks certified provider of Pre-purchase homebuyer education.  Classes are held in our Clarksville office.  There is a $99 charge for the course.

For dates and registration information, please contact Angela Belcher at (931) 572-8454.

Foreclosure Prevention

If you are in default on your mortgage loan or at risk of defaulting, contact Angela Belcher at or (931) 572-8454 to schedule an appointment to discuss possible workout options for your specific situation.  A household budget and the current mortgage terms will be reviewed during the appointment.   Recommendations will be made, offering potential solutions to the mortgage default, which may include options to remain in the house, as well as options to dispose of the property prior to a foreclosure sale.

All foreclosure intervention counseling services are provided at no cost to the client.

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